Does your current credit limit is just not enough for you? Well, you should know that it is easy to increase Chase credit limit if you want to. Provided that you have an above average credit score, then you can easily request for whatever increase you want. If you want to check your credit score you visit Chase credit journey official website. Of course, there will be some conditions other than just credit score. So without further ado, here is how you do it.
How to increase Chase Credit Limit
A positive credit score will easily get you a Chase credit limit increase. And there are a couple of ways to do that. In order to request for an increase here are the three methods:
- Call Chase customer service hotline.
- Request through Chase official website.
- Get a new card with a higher credit limit.
Call the Hotline
For those of you who prefer using the Chase hotline, you should call 888-245-0625. Try to be friendly as much as you can and try not to sound so desperate when you are requesting an increase. It would make the process a lot easier and faster if you make it sound like a casual conversation. Don’t tell them why you need the increase. Tell them why you deserve it.
Request through Chase official website
If you would prefer requesting via Chase’s online page, you may do so as well. But before you do, please do not access your Chase account if you are connected to a public Wi-Fi network. Your account could be at risk in such situation. Always access your Chase account from a private or secured network. Preferably, on your home internet connection or your phone’s own data network.
As long as you meet that requirement, you may now open your browser and type in the address bar https://chase.com/increasemyline and press Enter. Type in your Chase personal code and then log in using your Chase approved information such as email and password.
You will be directed to another page that will require you to fill up regarding your income and credit score. Afterward, you will find out how much increase you will be qualified in a matter of minutes. That’s how easy it is. Related Topic: 2 Ways To Check Your Chase Credit Card Application Status
Get a new card
The simplest way is to just get a new card to increase Chase credit limit. You can add your current credit limit to the new one or you can simply ask that you transfer your old account to the new one.
All of this privilege is only possible if you have a good credit score history. Or at least an above average credit score will do.
With Chase, if you do get processed for an increased credit limit, you will not have to worry about an extra charge. The process is free so everything will process smoothly. All you have to worry about is get yourself qualified for the increase. An extra allowable budget can help a lot.
In your opinion, which is the best high-limit card available that offers and suits you the most? Tell us about your experience in the comment section so that other people would have an idea as well. That is if they are interested in the upgrade that Chase is offering to them.
If you have other concerns or topics that you want us to cover, feel free to leave your ideas and thoughts in the comment section as well. We will try hard to answer your queries as much as we can.